Finding the right home at the right price is just one part of a home sale or purchase. Seagroves Realty is seasoned at assisting both buyers and sellers when it comes to closings. E-mail or call me today at 919-317-1115 if your needs include a professional REALTOR® ready for the business side of real estate.

Closing costs you should expect

There are certain expected costs related to closing the sale of a house. These fees are often divided between the buyer and seller, as instructed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in North Carolina to help lead you through the deal.

Loan-related closing costs    (Learn more)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

At closing, these taxes are usually paid    (Learn more)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Learn more)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your transaction, I'll not only work to get the optimal sales price, but I'll also campaign for reduced closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you are aware of exactly what you're paying for.

Buyers: If you're buying a property in Durham, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within an acceptable range so you're not stunned when you arrive at the closing table. I'll be happy to look through the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.

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